AI-Powered Debt Recovery for Financial Services

Kollx AI's Suite of products is purpose-built for banks, credit unions, and digital lenders — Kollx AI helps you recover more, reduce costs, and stay compliant without expanding your team.

Solving Collections at Scale for Financial Services

Lenders, credit unions, and financial institutions face rising delinquency, stricter compliance, and changing consumer habits. Kollx AI gives you the automation, insight, and precision needed to recover more with less effort — while staying fully compliant.

Declining Consumer Engagement

Finding the right contact channels and crafting messages that drive action.

Regulatory Compliance

Stay ahead of FDCPA, TCPA, and UDAAP regulations with built-in safeguards and audit-ready automation.

Operational Efficiency

Shrink costs and boost performance by automating repetitive tasks and optimizing agent workflows.

Data-Driven Decision Making

Turn your data into a competitive advantage with real-time dashboards and predictive analytics.

Innovative Solutions

Smarter Debt Collection for Financial Institutions — Powered by AI

Dive into the Data for Actionable Insights

Leverage AI-powered analytics to identify which strategies work best — from messaging and timing to the ideal contact channel.

Automate High-Impact Campaigns

Build data-driven campaigns that adapt in real time. Let AI craft, test, and refine your outreach strategies automatically.

Reach Borrowers on Their Terms

Engage across 15+ consumer-preferred channels — including SMS, email, WhatsApp, and voice — to drive higher contact and resolution rates.

Collect More from Past-Due Accounts

Handle larger volumes and reduce overhead by combining virtual collectors with enhanced agent performance — all powered by automation.

Work Smarter

Accelerate Debt Recovery While Reducing Costs

Kollx AI empowers financial institutions to streamline collections, boost recoveries, and stay fully compliant — all while minimizing operational overhead.

Make Gains

Accelerate Payments with Intelligent Automation

Remove friction from the payment process with Kollx AI. Intelligent outreach, personalized timing, and ongoing optimization help you reduce delays, increase responsiveness, and recover revenue faster.

Save Money

Cut Costs While Maximizing Recovery

Slash operational overhead by automating manual tasks and matching accounts to the agents most likely to collect. Kollx integrates seamlessly with your existing tools—delivering more recoveries without hidden fees or system overhauls.

Enhance Compliance

Strengthen Compliance with Industry Expertise

Designed by industry veterans, Kollx AI’s compliance framework ensures every message, call, and interaction adheres to FDCPA, TCPA, UDAAP, and beyond—minimizing human error and always keeping you audit-ready.

Efficiency

Streamline Collections with AI That Works Together

Kollx empowers financial institutions to manage collections from end to end—combining intelligent agent pairing, automation, and insights in one seamless platform. Improve recovery rates, reduce time-to-payment, and simplify your entire workflow.

Smart Agent Pairing

Kollx uses behavioral signals and performance data to intelligently match accounts with the agents best equipped to recover them—boosting productivity and outcomes.

Turn Data into Actionable Collection Strategy

Built-in analytics guide both agents and automation with real-time recommendations—helping your team adapt faster and collect smarter.

Operate Everything in One Place

With the CRM and Virtual Collector fully integrated, you can track, engage, and recover—all within a single streamlined system.

Bring Your Existing Tools, We’ll Make Them Work Together

Connect Kollx with your dialers, payment processors, or analytics tools using our open API—ensuring every piece of your collections ecosystem stays in sync.