Get an Edge with Next-Generation Collection Software

Kollx AI is purpose-built for collection agencies that manage large portfolios and need to boost recoveries without expanding headcount. Developed by seasoned industry experts, our platform combines automation, insight, and performance to help you collect more—faster, cheaper, and always in compliance.

Facing the New Reality of Debt Collection

Collection agencies face mounting challenges—from rising contact costs and declining consumer engagement to evolving compliance risks and client expectations. In a market where speed, accuracy, and results define success, traditional tools and outdated workflows simply can’t keep up.

The Revolving Door

High agent turnover disrupts momentum, drives up training costs, and forces agencies to constantly rebuild team productivity.

Declining Right-Party Contacts

Right-party contact rates have dropped nearly 90% since the 1990s, making traditional outreach methods increasingly ineffective.

Rising Cost-to-Collect

With contact rates falling and labor costs climbing, the cost to collect is skyrocketing—demanding smarter systems and scalable automation.

Complex Compliance Requirements

From Reg F to FDCPA and state-level laws, agencies face intense legal scrutiny. One mistake can trigger fines, lawsuits, or license risk—especially with high-risk consumers.

Innovative Solutions

Smarter, Scalable Debt Collection for Agencies

Engage At Scale, Without extra Headcount

Connect with thousands of consumers across 15+ channels—SMS, email, WhatsApp, and more—without overwhelming your team. Automation handles volume so your agents can focus on what counts.

Unlock Agency-Specific Intelligence

Our AI doesn’t just analyze general behavior—it learns from your data. See which agents perform best on which accounts, when consumers engage, and how to improve recovery across portfolios.

Surface the Right Accounts, Right Now

Let AI prioritize accounts based on payment intent, engagement patterns, and risk—so you’re not wasting time on low-yield outreach.

Recover More, Spend Less

Reduce labor costs and eliminate repetitive tasks with built-in automation. From follow-ups to compliance tracking, Kollx AI frees your team to operate leaner—and collect smarter.

Work Smarter

Collect More, Spend Less — Without Hiring More

Kollx AI helps agencies scale operations efficiently, reduce manual effort, and increase recovery — all while staying audit-ready.

Make Gains

Recover More from Consumer Accounts

AI-powered workflows deliver high-impact messages at the right time and on the right channel, increasing right-party contacts and recovery rates — even for low-touch accounts.

Save Money

Reduce Cost-to-Collect

Replace repetitive tasks and manual outreach with automation that does the heavy lifting — boosting performance without bloating your team.

Stay Safe

Built-In Compliance That Never Sleeps

Stay fully compliant with FDCPA, Reg F, TCPA, and state-specific laws. Kollx AI tracks every interaction, flags risky behavior, and reduces legal exposure — by default.

Efficiency

Streamline Your Collections with an AI-Powered System

Kollx AI gives collection agencies the power to operate smarter — not harder. From automating workflows to surfacing real-time insights, our platform helps you increase recoveries, cut manual work, and stay fully compliant without switching tools.

Match Agents to Their Ideal Accounts

Our AI pairs accounts with the agents best suited to recover them — based on real performance data and account characteristics — driving higher success rates with the same headcount.

Turn Data into Collection Results

See what’s working and what’s not with real-time dashboards. Track contact rates, payment patterns, and agent performance to make faster, smarter decisions.

Keep the Tools You Love

No need to overhaul your tech stack. Kollx AI integrates easily with your CRM, dialer, and other key systems via open API — keeping data in sync and workflows smooth.

Everything You Need, All in One Place

Manage outreach, track consumer behavior, automate compliance, and process payments — all from a single, intuitive platform designed for modern collections.